I’ll be 32 years old when I am no longer in school debt. When I do make that last payment I am going to buy myself something fabulous: Being a responsible adult needs its rewards. I’m thinking I’ll sink my money into a piece of timelessly cool Maison Martin Margiela jewelry, like this screw ring. Or maybe this masculine signet ring, which is just like the one Jennifer Aniston wears!

when i finish paying my school loans, clockwise l-r: SET OF FOUR KNUCKLECLUSTER RING, $480.00, available at Net-A-Porter; SCREW RING, $269.00, available at Farfetch.com; WRAP AROUND RING, $215.00, available at Joan Shepp; SOLID SQUARE RING, $169.00, available at Farfetch.com.

So, I’m a big fan of hyperbole. But I think that the jewelry-selection at Exclusively.in might be some of the prettiest stuff I’ve seen all week. Keep in mind that I’m sitting in a dismally empty, 3/4 packed apartment watching dust bunnies tumbleweed across our polished concrete floors, so everything seems pretty in context, but still: The array here is cheering me up. As its name would imply, everything on the site is exclusive, and it’s all from India, which is a serious boon since this move to California requires me to leave my beloved shopping trips to Jackson Heights behind. The site offers seriously stunning, fashion-forward saris–and embroidered silk scarves—but I’m most interested in the bejeweled chandelier earrings and over-the-top necklaces. Like playing dress-up, in the best possible way.

clockwise, l-r: PEARL BEAD EMBELLISHED ROUND DROP EARRINGS BY TAD, $60.00, Exclusively.in; LOBSTER SHAPED EARRINGS WITH RED STONE DROPS BY BANSRI JOAILLERIE, $110.00, Exclusively.in; CLEAR STONES EMBELLISHED TRIANGULAR DROP BY BANSRI JOAILLERIE, $90.00, Exclusively.in; FLORAL EARRINGS WITH CORAL AND TURQUOISE STONES BY SAFFRON & SILK, $60.00, Exclusively.in.

So Juicy Couture might still be unfairly saddled with a reputation for only making velour tracksuits and charms (which I unabashedly love), they actually have pretty great—and unexpected—jewelry. And their fancier Bird by Juicy Couture line is rife with good stuff, too.

Case in point, will someone please buy me this ombred-out fringe necklace. I’d tie it loose, and layer it with a handful of delicate gold necklaces: So pretty, in a bohemian art school kind of way.

necklace: JUICY COUTURE “WANDERLUST” GRADIENT FRINGE NECKLACE, $88.90; Piperlime.

subtle adornments l-r: ROLLING BANGLE BRACELETS: $32.00, Nordstrom; MELISSA JOY MANNING “ALPHABET” SILVER INITIAL RING: $100.00, Endless.com; ERICA ANEMBERG BABY HEART HOOP EARRINGS: $68.00, CoutureCandy.com; JUICY COUTURE BOW STUD EARRINGS: $42.00, Piperlime; GORJANA GRAHAM NAVY LEATHER BRACELET: $55.00, Endless.com.

So bear with us if we’re the last to this party, but how did the launch of Bauble Bar completely pass us by? In fact, I would still be in the dark about this incredibly well-conceived and wildly well-priced costume jewelry site were it not for Cynthia Kling—of Domino fame (as the author of “The Adventuress” column, she’s the one who constructed her own pre-fab home and meditated on important topics like clutter)—who mentioned it in passing, during a conversation about the art of packing. Her tone wasn’t all out accusatory when she asked me how I, of all people, didn’t know about the site, but it was definitely amused. Apparently, she owns so many things from Bauble Bar that she gifts them from her own neck at cocktail parties. That said, she has yet to bequeath anything to me.

No bother, though, because most things tend to register in at less than $100 (many for under $25, true story). Sold. What other awesome web launches have I somehow missed? Spill on your favorites, please…

bauble bar l-f: DUO ENAMEL CUFF: $30.00; IMPERIAL CLIPS: $78.00 all available at Bauble Bar.

Cuff bracelets are hot no matter how you wear them.  We like to stack them and mix-and-match patterns for maximum impact.  For a more subtle statement wear a single cuff on one wrist to add interest to any outfit. Here are a few pretty cuff bracelets under $40.

clockwise l-r: Aqua Swirled Hinge Bangle, $24 (40% off), available at Bloomingdales; Juicy Couture Snakeskin-Embossed Leather Cuff, $34.80 (40% 0ff), available at Bloomingdales; White Leather Weave Cuff, $11.95, available at HotBuckles.com; Guess Gold Cuff, $25, available at Guess.

Maybe costume jewelry has always been this fabulous.  Has it?  I honestly can’t remember, but maybe that’s because it’s so fantastic now.  Check out this Max & Chloe Eye Patch Skull Ring: rubies and diamonds and a 24K gold eye patch.  Definitely not your grandmother’s dress-up jewelry.

Looking for a key to the kingdom?  A key to his heart?  What about the key to the coolest ring at the party?  Found it.  House of Harlow 1960 Key Cocktail Ring in Gold.

This Kenneth Jay Lane Turquoise Pave Starfish Ring has all the elements of summer: beach, tropical blues, and beauty.  Wear it like it’s going out of style.  It isn’t going out of style, of course – when have starfish ever gone out of style? Same with costume jewelry.  As trendy as these rings may look, your grand kids will probably thank you for putting these rings on their fingers.

We might end up having to change that whole “not your grandmother’s dress-up jewelry” after all…

If there’s one thing every glamour girl loves it’s a fabulous cocktail ring.  Yves Saint Laurent makes a range of arty cocktail rings, each with fabulous gold or silver detailing and bright enamel or gemstones.  I picked up the Yves Saint Laurent Arty cocktail ring last year (shown here in white), and have slowly but surely convinced myself I need another one.  Here are a few that are on the top of my lust list:

Yves Saint Laurent Gold-plated embossed ring

Net-A-Porter

$390.00

Yves Saint Laurent Arty Too silver-plated ring

Net-A-Porter

$295.00

Yves Saint Laurent Arty Too gold-plated Swarovski crystal ring

Net-A-Porter

$295.00

We all know that all jewelry is not created equal. A cigar might be just a cigar, but a watch is definitely not just a watch.  Not when you’re talking about these exquisite diamond timepieces by Rolex, Cartier and Chopard.  

Nothing says classic luxury like Rolex watches. The Rolex 18K White Gold Pave Diamond 26mm Karat Watch is  the epitome of Rolex style and luxury. With custom set pave diamond dial, diamond bezel, diamond lugs and diamond oyster band, this as as close to a custom-made diamond Rolex watch as you can get.   

Rolex 18K White Gold Pave Diamond 26mm Lady’s Karat

A&E Timepieces/Watches

$72,250.00

This Cartier Ballon Bleu Diamond Watch comes with an 18k white gold case and is bezel set with 123 round-cut diamonds.  Featuring sword-shaped blued steel hands, black Roman numerals, and scratch resistant sapphire crystal, the Cartier Ballon Bleu is both elecant and timeless.

Cartier Ballon Bleu Ladies-Large White Gold Diamond Automatic Watch WE9006Z3

Amazon Marketplace

$39,829.00

What’s not to love about this Chopard Happy Sport Diamond Watch?  This watch features a white gold diamond encrusted case, a black crocodile leather band, and five brilliant round floating diamonds.

Chopard Women’s 28/3569-20 Happy Sport Diamond Watch

Amazon.com

$24,395.00

We’ve been seeing the updated friendship bracelet everywhere from runways to street style pictures.  We’ve picked friendship bracelets from Max & Chloe that are much more  glamourous than the ones we wore in grade school! These Max & Chloe friendship bracelets are encrusted with rhinestones, use fun textiles, but are just as fabulous as we remember them.

Rhinestone and Neon Thread Bangle

Max & Chloe

$63.00

Turquoise Friendship Bracelet

Max & Chloe

$70.00

Dual Chain and Neon Bolo Cord Bracelet

Max & Chloe

$50.00

Braided Silk Cord Bracelet in Gray and White with Heart Charm

Max & Chloe

$55.00

Slate Friendship Bracelet

Max & Chloe

$45.00